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Help to buy ISA…what’s it all about?
The help to buy ISA was introduced two months ago, and is available anyone over 16 who wants to benefit from tax free saving and a generous 25% bonus on your savings for a house.
The bonus is paid out when you get a mortgage and your solicitors will organise it for you when you buy your house.
To get the maximum £3k bonus, you need to have saved £12,000, and the minimum amount you can put in to get the bonus is £1,600. If you have already saved for your house or are just about to buy, you could put in £1,200 in month one, and £200 for another two months and in just three months, you can access the 25% bonus.
The ISA can be used for any type of house, and even …
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Don’t fill up just yet – petrol prices about to drop?
I have a friend who’s just been made redundant from her oil sector job, she says that the oil companies are in troupble as oil heads for a price crash and petrol prices are predicted to fall by more than 13p to 86p a litre.
Big banks such as Standard Chartered, RBS, Morgan Stanley and Goldman Sachs say that a worldwide glut of oil (there’s a global oil lake apparently) would send costs to an 18-year low, and keep prices down. That is just fantastic news after the high prices of the last few years. The RAC reckons that drivers would be enjoying the cheapest fuel since 2009 with savings of around £180 a year for a family hatchback.
There could be a price war as at supermarket forecourts, we are already paying 99.9p for …
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GoSend – buy items from the States tax-free and with up to 80% less shipping fees
The US has traditionally held a certain appeal for shopping, with its big-name department stores and generally cheaper price tags than here in the UK. However, those that don’t have the luxury of visiting New York have by now more than likely found that either their favourite shop doesn’t ship to the UK (only 1% of retailers bother shipping products outside of the States) or experienced just how off-putting expensive online shipping costs can be.
So I’d like to introduce GoSend! The latest shopping and shipping service, allows bargain hunters to visit online US retailers, shop to their hearts delight and avoid issues involved with UK shipping, by giving users their own individual US postal address.
Once users checkout they just need to enter their unique GoSend US locker address (based within the …
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20% off eBay code – act now as it’s time limited
Here is a very rare 20% off code from eBay UK for you. The code is only live until 10 p.m GMT tonight.
It’s great timing for last minute Halloween costumes or decorations, early Christmas shopping and the latest Autumn jumpers & boots.
Top Categories in eBay include:
Autumn & Winter Fashion
Electronic Goods
Home & Garden
Motors
Toys & Games A few important points, please read and adhere to them:
- Coupon Code Duration: 22nd October 2015 from 4 p.m. to 10 p.m. UK Time
- Coupon Value: 20% off when you spend £20 or more
- Discount does not apply to P&Ps
- Discount can be applied to multiple items in one basket
- Maximum Discount: £50
- Minimum Spend: £20
- All categories eligible
- Number of redemptions per user: 1
- Only redeemable on ebay.co.uk with a UK registered PayPal
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Christmas Savings Card – budgeting tool idea
So we have less than 80 days to Christmas and I’m already thinking about Xmas lunch and gift ideas, so time to set some money aside.
Today I heard about the Asda Money Christmas Savers Card, which acts as a saving tool for Asda customers to prepare for the cost of Christmas. Asda customers can add money onto their card at the checkout each time they shop.
The maximum amount customers are able to load onto their cards is £144. To reward customers for their savings Asda pays a bonus, or interest, onto the card which can be spent however the customer wishes either at Christmas or in the New Year in store. It’s not much, but as a rival says, Every Little Helps:
- For saving £144 – the customer is awarded £6
- For saving
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What is Approved Food?
You may have seen this company on TV, and it really appeals to me as I am definitely a person to ignore best before dates and use food as long as it doesn’t smell or look off, so let me tell you more about Approved Food.
Aiming at savings of up to 70% online grocery store Approved Food specialises in selling surplus stock and some goods nearing or past their best-before-date.
The business already has over a quarter of a million registered customers, and ships around 2,500 orders a week to people in the UK, Ireland and Europe.
Stocking literally thousands of household cupboard staples from food and drink to cleaning products, alcohol to pet food, shoppers can peruse the bargains on offer online and have acess to the choice that is available in …
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How to avoid paying 5p for a plastic bag
As of 5 October all supermarket plastic bags will cost 5p, even though small ones you get from M&S. Now what’s 5p between friends? Well actually quiet a lot when you think about how that amount mounts up over the year.
There are exceptions, like smaller retailers don’t have to charge, and bags that you get fish or medicine in should be free!
So what is a poor shopper to do to avoid the charge:
Invest in a bag for life
I’ve had my Tesco hessian bags and Tchibo bags for years – they are such good quality. My Sainsburys bags have ripped at the seams, so do check the quality of any bag you buy.
Carry plastic bags with you
I take one with me in my handbag, and always have lots in …
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ODEON Cinemas offers fantastic value screenings to over-55’s
ODEON – Europe’s largest cinema chain – has just announced a new selection of hit films arriving to Silver Cinema, its great value screening series for film fans over the age of 55.
With ticket prices starting from the low cost of just £3.00 per person* and four showings per week, guests of Silver Cinema can relax with like-minded attendees and enjoy some of the latest and best films at reduced prices, with refreshments including tea & biscuits available to all.
Great value tickets for Silver Cinema are available up to four weeks in advance – making them easy to plan ahead for. Guests can find screenings near them at http://www.ODEON.co.uk/silvercinema/
The latest films announced for Silver Cinema include Oscar-winning drama Still Alice (starring Julianne Moore) and World War One epic The Water Diviner (Russell …
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Free eye tests for all – Vision Express unveils sight-saving offer to mark National Eye Health Week 2015
Vision Express is offering a free eye test to everyone in the UK from later this month.
The free eye test is offered for National Eye Health Week (21-27 September 2015), with an online voucher available for download at: http://www.visionexpress.com/free-eye-test-voucher/
It allows for a free eye test to be redeemed from 21 September until the end of October 2015 at any of approximately 400 Vision Express stores across the UK and Ireland.
To reinforce its commitment to eye health, Vision Express has also commissioned its Vision Van for a second consecutive year. It will take to the streets during September in eye health ‘hotspots’ in London, Bournemouth, Cardiff, Hull and Manchester, and is open for testing from 10am to 5pm.
While the NHS recommends an eye exam every two years, just over half of adults …
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New money-saving app for sports fans
I was watching the rugby yesterday, and it made me have a search for apps that could save me money while watching sport! There is after all now an app for everything.
It seems that this new season heralds a whole new way to enjoy sport in 2015/16 as Sizzling Pubs, O’Neill’s, Crown Carveries and Oaktree Pubs launch their new ‘Green Card’ app, in association with Sky Sports.
The Green Card App is available for iPhone and Android smartphones offering sports fans discounts and freebies on selected food and drinks during major televised games. The free app also links up with the Sky Sports News homepage making sure users are kept up to date with the latest sporting news.
Packed with a host of features including fixtures lists, live results and a ‘Find …