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The 10 essential money apps chosen by UK money bloggers
You have your smart phone, now use it to be smart with money. With hundreds of apps available focusing on shopping, banking, budgeting and making extra money, what are the best ones?
The guys at UK Money Bloggers asked a bunch of money saving bloggers to share their thoughts, including me, and here’s the list.
The top 10 money apps you need to download are:
- mySupermarket – to save at the supermarket
- Money Dashboard – to manage your money
- VoucherCloud- to get the latest vouchers
- Loyalive – to earn loyalty points
- Quidco – to get cashback
- PriceSpy – to compare prices
- Bounts – to earn vouchers for exercise
- XE – to compare currencies on holiday
- WeBuyBooks – to sell unwanted books
- Fudget – to make a simple budget
More about the apps and why we …
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Save up to £95 a year with new online Water Savings Calculator
A new online calculator to help save up to £95 on annual utility bills launches in February. The UK’s largest provider of water saving products and services, Save Water Save Money, has worked in partnership with nine of the UK’s leading water companies to develop the calculator which can accurately help households reduce their water and energy consumption.
On average, UK home owners use nearly 350 litres of water every day and up to 25% of energy bills is spent on heating water, so cutting down on water usage leads to reduced energy bills as well. The Water Savings Calculator, which takes no more than ten minutes to complete, provides you with a unique water usage report showing how much water, energy and money is going down the drain around your home and provides personalised …
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Get discount London theatre tickets
With half term fast approaching, if you are looking for something to do with the family, the theatre is definitely an option. As a family, we love theatre, and over the last year, we’ve learnt about how we can save loads by watching the theatre and opera at the cinema…it’s great and so much less expensive than heading to London or another big city. However, this is often only 2 – 4 times a year and for very big productions.
If you are heading to London, maybe you’ve checked out my post on cheap views of London, and you want to take your chances and head to the West End for a show. The first place to go is Leicester Square’s ticket booth, aka tkts. Located since 1980 in the Clocktower Building, it’s run …
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Help to buy ISA…what’s it all about?
The help to buy ISA was introduced two months ago, and is available anyone over 16 who wants to benefit from tax free saving and a generous 25% bonus on your savings for a house.
The bonus is paid out when you get a mortgage and your solicitors will organise it for you when you buy your house.
To get the maximum £3k bonus, you need to have saved £12,000, and the minimum amount you can put in to get the bonus is £1,600. If you have already saved for your house or are just about to buy, you could put in £1,200 in month one, and £200 for another two months and in just three months, you can access the 25% bonus.
The ISA can be used for any type of house, and even …
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Don’t fill up just yet – petrol prices about to drop?
I have a friend who’s just been made redundant from her oil sector job, she says that the oil companies are in troupble as oil heads for a price crash and petrol prices are predicted to fall by more than 13p to 86p a litre.
Big banks such as Standard Chartered, RBS, Morgan Stanley and Goldman Sachs say that a worldwide glut of oil (there’s a global oil lake apparently) would send costs to an 18-year low, and keep prices down. That is just fantastic news after the high prices of the last few years. The RAC reckons that drivers would be enjoying the cheapest fuel since 2009 with savings of around £180 a year for a family hatchback.
There could be a price war as at supermarket forecourts, we are already paying 99.9p for …
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GoSend – buy items from the States tax-free and with up to 80% less shipping fees
The US has traditionally held a certain appeal for shopping, with its big-name department stores and generally cheaper price tags than here in the UK. However, those that don’t have the luxury of visiting New York have by now more than likely found that either their favourite shop doesn’t ship to the UK (only 1% of retailers bother shipping products outside of the States) or experienced just how off-putting expensive online shipping costs can be.
So I’d like to introduce GoSend! The latest shopping and shipping service, allows bargain hunters to visit online US retailers, shop to their hearts delight and avoid issues involved with UK shipping, by giving users their own individual US postal address.
Once users checkout they just need to enter their unique GoSend US locker address (based within the …
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20% off eBay code – act now as it’s time limited
Here is a very rare 20% off code from eBay UK for you. The code is only live until 10 p.m GMT tonight.
It’s great timing for last minute Halloween costumes or decorations, early Christmas shopping and the latest Autumn jumpers & boots.
Top Categories in eBay include:
Autumn & Winter Fashion
Electronic Goods
Home & Garden
Motors
Toys & Games A few important points, please read and adhere to them:
- Coupon Code Duration: 22nd October 2015 from 4 p.m. to 10 p.m. UK Time
- Coupon Value: 20% off when you spend £20 or more
- Discount does not apply to P&Ps
- Discount can be applied to multiple items in one basket
- Maximum Discount: £50
- Minimum Spend: £20
- All categories eligible
- Number of redemptions per user: 1
- Only redeemable on ebay.co.uk with a UK registered PayPal
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Christmas Savings Card – budgeting tool idea
So we have less than 80 days to Christmas and I’m already thinking about Xmas lunch and gift ideas, so time to set some money aside.
Today I heard about the Asda Money Christmas Savers Card, which acts as a saving tool for Asda customers to prepare for the cost of Christmas. Asda customers can add money onto their card at the checkout each time they shop.
The maximum amount customers are able to load onto their cards is £144. To reward customers for their savings Asda pays a bonus, or interest, onto the card which can be spent however the customer wishes either at Christmas or in the New Year in store. It’s not much, but as a rival says, Every Little Helps:
- For saving £144 – the customer is awarded £6
- For saving
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What is Approved Food?
You may have seen this company on TV, and it really appeals to me as I am definitely a person to ignore best before dates and use food as long as it doesn’t smell or look off, so let me tell you more about Approved Food.
Aiming at savings of up to 70% online grocery store Approved Food specialises in selling surplus stock and some goods nearing or past their best-before-date.
The business already has over a quarter of a million registered customers, and ships around 2,500 orders a week to people in the UK, Ireland and Europe.
Stocking literally thousands of household cupboard staples from food and drink to cleaning products, alcohol to pet food, shoppers can peruse the bargains on offer online and have acess to the choice that is available in …
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How to avoid paying 5p for a plastic bag
As of 5 October all supermarket plastic bags will cost 5p, even though small ones you get from M&S. Now what’s 5p between friends? Well actually quiet a lot when you think about how that amount mounts up over the year.
There are exceptions, like smaller retailers don’t have to charge, and bags that you get fish or medicine in should be free!
So what is a poor shopper to do to avoid the charge:
Invest in a bag for life
I’ve had my Tesco hessian bags and Tchibo bags for years – they are such good quality. My Sainsburys bags have ripped at the seams, so do check the quality of any bag you buy.
Carry plastic bags with you
I take one with me in my handbag, and always have lots in …
