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An app that manages your loyalty cards – Loyalive
I have over 15 loyalty cards, so when I recently stumbled upon an app called Loyalive while having a look round the App store, I was a very happy bunny.
It’s a useful addition to any savvy-shoppers phone – storing all your loyalty cards in one place so you can finally empty your purse of unnecessary plastic. The app also helps with keeping track of points and makes it really easy to check what you’re entitled to – anything from vouchers to a mini-break. Plus it’s free to download on iPhone and Android.
While I do collect points, I don’t religiously check my balance, so I had no idea I had been building up so many points over the last few years – £35 on Nectar points which I promptly spent!
Sometimes I feel that …
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What on earth is Qwiddle? It’s an online piggybank.
Qwiddle launched in 2014 with a clear objective – to teach children about good money habits. As an online piggybank, Qwiddle is powered by PayPal and lets children manage their pocket money in a safe environment.
Qwiddle is free and empowers children by giving them a degree of independence with their money helping them to learn about spending or saving, under their parent’s supervision. It is designed to help children aged between 8-15 years learn good money skills in the increasingly cashless society we live in.
Each child has their own Qwiddle PayPal account – which is owned and controlled by parents – where they can:
- Make online payments using PayPal’s robust infrastructure – all payments must be supervised by the parent
- Set goals for the things they want – a kickback against impulse spending
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Do NOT accept your insurance renewal letter – I saved £98
I have been insured with esure for a few years and have built up a 12 year+ no claims discount, so when I received my car insurance renewal letter, it languished on my desk for a few days and then I called them to renew.
We had a lovely chat about any changes to my circumstances and then the nice gentleman gave me the renewal price – £272. Mmmmh, so chancing my arm, as I can’t resist, I reminded him of my no claims discount, loyalty to the firm and how annoying it was that my premium had gone up by £4 over the last year. Here was, in my opinion, his opportunity to give me some money off….even £10 would have made me more inclined not to take an alternative route…….but no – no …
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7 easy ways to save money on a new car
Currently, I am in the process of selling my 12 year old car and buying a new one…it’s a scary experience. For most people, after buying a house, buying a new car will probably be the biggest purchase they make in their lives.
It’s not only significant, it can also be daunting, but if you walk in the dealership door as an informed and empowered customer you can avoid common and expensive mistakes.
So, before you sign your name on the dotted line, check out these quick tips to learn how you can save money when buying a new car.
1: Time your purchase right
Here’s something you might not know; car salespeople generally operate via quota systems, collecting bonuses from their dealership and sometimes even the car manufacturer themselves if they hit their targets …
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9 creative ways to make money online in 2015
We know all about eBay, Gumtree and the Friday Ad website, but surely there’s got to be more to making money online than that?! Yes, there is and I’m about to share with you the whats, wheres and hows to help you generate some quick cash at the end of a tight month, or save for something special without the eBay charges and Gumtree and Friday Ad hassle.
Whether you want to make some fast bucks, or boost your holiday fund here are some top ideas for how to work with what you’ve got to make money online.
1 – T-SHIRT DESIGNS: TEESPRING Got a great idea for a t-shirt design? Get it up on Teespring, set your price and minimum order, market it on social media, and once you’ve hit your target the t-shirt …
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Mystery shopping – money off your shopping, dining out, travel and much more
I have recently become a mystery shopper, with a free eye test and some money for going to a jewellers so far. There are so many assignments that I could have had free lunches and money off train tickets, but I simply can’t take every job.
Anyway, this is the mystery shopping firm I work with – Market Force Information. To get the gigs, you have to fill in a complex form, where they check that you have a good standard of English and then before each job, you have to ensure that you understand the brief and they check that you do via an online questionnaire, so it’s not that easy becoming a mystery shopper, but if you qualify, it’s worth it.
Market Force Information says it is Europe’s leading customer intelligence solutions provider …
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Top 10 Money Saving Tips in Ibiza
When it comes to living life large, it’s easy to do in Ibiza. However, if you want to feel like royalty without dishing out cash for the crown, follow Together Travel’s Top 10 Money Saving Tips when it comes to partying on the White Island. Of course if you are not going to Ibiza, most of these tips can be applied to your holiday destination. A quick look on Tripadvisor will help with tips from previous holiday makers.
Save money on clubs
To party or not to party… Is that even a question? Let’s face it, while you may look like Kim and Kanye you are not, nor do you have a wallet the same size. To avoid scrambling for change outside Ibiza’s notoriously costly venues, follow our tips on how to cut corners and …
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Get paid to share great deals with Pedlar
Do you share deals on sites like HotUKDeals and wish that you would be rewarded for sharing information that could save others money? Well sounds like there is a new service in town that could be the answer. Here’s some information on Pedlar.
What’s Pedlar?
First and foremost, Pedlar is a community where people share bargains with each other. Found a great price on a TV? Know a supermarket with a BOGOF offer on wine? Share the wealth and post it on Pedlar!
Such websites aren’t new. A very popular one already exists called HotUKDeals and thousands of people use it daily, sharing all matter of deals with each other. Great, right?
Well, what not so many people realise is that HotUKDeals make a rather large amount of money from their users. Most of the …
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Men trump women when it comes to money saving (apparently)
I saw the results of an interesting survey today…. and I had a good laugh at them. Men are better at saving money than women, apparently. Not in my house they aren’t! But then again, are we women more tempted to spend money on frivolous shopping sprees and guys really only get what they need? Our smaller purchases may lead to more money spent than our fellas, who make a few big purchases a year….
The comments about Londoners being best at saving is probably because they are desperately saving for the huugggge deposits needed to buy any property there. I also know plenty of people who run out of money before pay day, and who don’t even have a handle on their finances, so can relate to the points the survey results cover.
Anyway, …
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Free guide to better budgeting
Saving can be hard to manage, but if you get into the habit of making small changes it can have a huge positive impact on your life. Sainsbury’s Bank has produced a valuable budgeting guide that gives practical cost saving tips and ways to spend less you can incorporate in your lifestyle and at home. The guide gives a variety of food spending, travel, holiday planning and energy saving tips to help you control your finances.
Find out exactly where your money is going by looking at regular expenses as well as incidental costs. This helps you create a bigger picture of what’s essential, where you can make cutbacks, and start saving. Review your suppliers often so you can get the best deal available. Take advantage of loyalty cards to save on regular shopping bills. …
