The way insurance is sold hasn’t kept up with the way people live their lives now. We buy lots of goods and services via flexible subscriptions to suit our on-demand lifestyles. Why shouldn’t you be able to do that for insurance? We just used Cuvva for the first time this weekend for our teenager who is learning to drive. Rather than change my insurance as my insurer won’t insure under 21s, we used Cuvva.
Hourly short-term insurance – CuvvaCuvva, a UK-based short-term insurance startup, offering hourly car insurance via an app in minutes. Since selling our first policy in 2016, we’ve sold over a million policies. The idea came about after founder Freddy Macnamara couldn’t lend out his car easily, so he set out to build flexible insurance tailored around people’s needs. The…
A new railcard will be launched this year to let 16 and 17-year-olds buy half-price train tickets, the Government has announced.
The new 16 & 17 Railcard will go on sale on Monday 2 September, in time for the next academic year.
The railcard will allow 16 and 17-year-olds to buy train tickets at child prices – which are 50% of adult fares – until their 18th birthdays.
Currently, under-fives are generally allowed to travel for free with a paying adult, those aged five to 15 get a 50% discount on most fares, while those who are 16 and above may be eligible for the 16-25 Railcard, which gives a third off most fares.
How will the new railcard work?
16 and 17-year-olds who buy the railcard will be able to get 50% off …
I have a learner driver in the house so am gathering information about insurance.
I have contacted some industry resources to see what they have to say. You’ve probably heard about a black box, so I got the guys at insurethebox, who make the black boxes, to give me their thoughts and this is what they have to say:
So you’ve passed your test and bought a new car. Well, maybe it’s not new, new, but it’s your first car and you’re ready to hit the road. Not so fast! Now it’s time to choose your car insurance. It’s tempting to just go for the cheapest, but that’s not always the best option.
New drivers are three times more likely to crash in the first three months of their policy, compared to the final …
What’s the cheapest way to insure a 17 year old boy driver? He will drive my car. This was a question I posed last week and got a number of responses. I thought that they were really interesting so wanted to share some of them with you:Read more
- When I was new it worked out cheapest to get my own insurance and for my mum to go down on it as a secondary driver
- We bought our 17 year old daughter a car went through comparison sites and looked up young driver insurance … her as main driver and me and husband as named £344 on Comparethemarket (no black box ) ……. on young driver insurance with black box and me and hubby £1344
- The price of insurance has a number of factors. Postcode, age male/female
Do you want to make some extra cash with your car, without having to drive any more than you normally do?
Car Quids will pay you to place removable adverts on your car for top brands like Pizza Hut, Go Compare and NSPCC. It’s free to sign up and you won’t need to sign a contract to take part.
Why advertise on your car?
1) You earn extra money each month for driving as you normally would
2) You can win bonus prizes (like free pizzas when advertising for Pizza Hut)
3) It’s fun taking part – you’ll spot other cars with ads as you and it sparks conversations with friends and neighbours
How does it work?
After you’ve signed up Car Quids will match you with a brand that wants to advertise in your …
I save my pennies so that I can holiday somewhere nice. In the last year, we’ve been to Spain and Mauritius. I believe that with some careful planning, a great holiday is achievable for us all, and a getaway can be beneficial for both your mental and physical health.
However, rather than settling for the same old holiday every year, visit a new destination to enjoy a completely different experience.
To ensure you experience many unique getaways throughout the years, which will allow you to look back on life with a big smile on your face, take a look at the six types of holidays to enjoy at least once in your life.
A Luxurious Family Beach Holiday
Almost everyone will need to immerse themselves in a little peace and relaxation at some point in …
Commuters can find out how many miles they travel getting to and from work every year, and how much they spend on fuel, thanks to a ‘Commuter Calculator’ which has been created by Admiral Car Finance.
The tool also tells users how much time is spent in traffic, what the cost of fuel would be if they owned a newer car and how many songs they listen to on their way to work each year – see some of my results below.
The aim of the Commuter Calculator is to give drivers information and statistics about their annual commute, including the total time spent and how much of that is sat in traffic jams, to help them make an informed decision if they are thinking of purchasing a new car, or are just considering …
Hallmark Hotels are celebrating the 70th anniversary of the NHS by offering NHS staff a free night’s stay till Christmas Eve 2018.
The hotel chain has 22 hotels where NHS staff can stay for free for the remainder of 2018.
Many of these hotels have spas, golf courses and great restaurants to dine in.
The offer will be valid until Christmas Eve 2018, and the free overnight stay can be taken any Sunday evening when NHS staff spend £50 on food and drink in the hotels’ bars and restaurants.
Take for example, the hotel in Manchester you can stay at is the Hallmark Hotel in Wimslow, Cheshire not far from the airport.
The Hallmark Hotel Manchester has a leisure club for staying guests with a 20 meter indoor pool, Swedish sauna, steam room and jacuzzi.…
I am often confused by local tipping customs, so asked foreign currency provider, Travel Money Club to share its insight on this custom across some of the most popular tourist destinations for Brits.
Firstly, it is often unclear whether you should tip or not whilst abroad, it is an unspoken rule and part of local customs and etiquette so no one actually tells you what is acceptable in each country. Tipping too much or in a situation where it is not expected or necessary can also mean you end up spending more than anticipated on holiday.
It is always best to tip in cash rather than add to a card payment as that way you know the member of staff that served you will most likely receive it, and if paying by card, always opt …
It may have taken a while for them to hit the mainstream, but dash cams are now commonplace on UK roads – I have one! New data from retail analysts GfK suggests sales of dash cams have increased by an incredible 671% over the past two years. It is easy to understand why: they are cheap, easy to use and their benefits are immediately clear.
Attached to a vehicle’s dashboard or windscreen to record each journey, dash cams face outwards to replicate the exact view of the driver. Dash cam footage has been accepted and regularly used by the police and UK courts – but insurers are now starting to pay attention.