I have a learner driver in the house so am gathering information about insurance.
I have contacted some industry resources to see what they have to say. You’ve probably heard about a black box, so I got the guys at insurethebox, who make the black boxes, to give me their thoughts and this is what they have to say:
So you’ve passed your test and bought a new car. Well, maybe it’s not new, new, but it’s your first car and you’re ready to hit the road. Not so fast! Now it’s time to choose your car insurance. It’s tempting to just go for the cheapest, but that’s not always the best option.
New drivers are three times more likely to crash in the first three months of their policy, compared to the final …
What’s the cheapest way to insure a 17 year old boy driver? He will drive my car. This was a question I posed last week and got a number of responses. I thought that they were really interesting so wanted to share some of them with you:Read more
- When I was new it worked out cheapest to get my own insurance and for my mum to go down on it as a secondary driver
- We bought our 17 year old daughter a car went through comparison sites and looked up young driver insurance … her as main driver and me and husband as named £344 on Comparethemarket (no black box ) ……. on young driver insurance with black box and me and hubby £1344
- The price of insurance has a number of factors. Postcode, age male/female
Swinton Insurance shares its simple but effective tips that’ll help you avoid any emergencies in the home, and minimise your bills:
1.Dispel those draughts
Once you’ve warmed up your house, it’s important to try keep the heat in – after all, the more often you have to turn the heating on, the bigger the bill. Make sure no chilly breezes sneak in by filling any gaps around doors with a draught excluder and windows with draught proofing strips.
Insulate and insulate again
Not only will insulating your home keep you warm and toasty, it could cut your energy bills too. Consider the following:
- Cavity wall insulation to avoid losing heat through your walls
- Draught proofing so cold air doesn’t creep in through doors or out through windows
- Floor insulation – make sure gaps in
Our homes are getting smarter, and now our cars too. They can tell your insurance company whether you are a careful driver and then the insurance guys set your premium accordingly.
Sounds good? Here are some more details. DrivePlus is Direct Line’s telematics insurance policy, which offers drivers of all ages an upfront discount when they take a policy out.
DrivePlus gives customers a driving score which is calculated by analysing driving style, including smoothness, braking and contextual speed and where and when you drive. Users can review their overall driving score and their score for each individual journey to see how they have improved over time. The price of the policy is reviewed at the point of renewal and takes driving scores from the prior year into consideration.
Customers have achieved discounts of up …
I have been insured with esure for a few years and have built up a 12 year+ no claims discount, so when I received my car insurance renewal letter, it languished on my desk for a few days and then I called them to renew.
We had a lovely chat about any changes to my circumstances and then the nice gentleman gave me the renewal price – £272. Mmmmh, so chancing my arm, as I can’t resist, I reminded him of my no claims discount, loyalty to the firm and how annoying it was that my premium had gone up by £4 over the last year. Here was, in my opinion, his opportunity to give me some money off….even £10 would have made me more inclined not to take an alternative route…….but no – no …