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How to entertain children at your wedding on a tight budget
We all know weddings are a pricey affair, and hiring expensive entertainers or sitters are not viable options when you’re on a tight budget. Here are 5 of my favourite ways that brides and grooms can have children at their special day without it costing the world.
1. DIY these simple games
Don’t buy games, make them! Here are some handy instructions and a free PDF template for Fill in the Blank. These free printable games like word searches, I Spy, and colouring are amazing for keeping the little ones quiet during the reception. Simply print, provide crayons and they’ll be entertained for hours.
More free printables: • Gorgeous DIY booklet by Lovely Indeed • Wed-Libs by Something Turquoise • Wedding Activity Book by Mockeri • Wedding Printables by The Pretty Blog
2. Wedding Busy
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How to keep saving on your car insurance
How much you pay for insurance can make a sizeable difference to the overall cost of owning a car, so it’s important not to pay more than you need to. I just renewed my premium, so got to thinking that I needed to share some tips on keeping premiums as low as possible. Of course I went to a comparison website and saved over £200 off the quote last year’s provider gave me for renewal, but there are plenty of other things to consider.
Here are our top tips to avoid over-spending on insurance:
Factor in insurance from the start
It’s easy to be seduced by the upfront price of a new car, but remember that it doesn’t include the cost of insuring it for the road.
The more powerful and more valuable your car, …
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How improving your credit score can save you money
Until last summer, 32 million of us had never checked our credit scores, arguably one of the most important numbers in our lives. A credit report and score is like your ‘financial CV’. Essentially they’re used by a bank or lender to assess how reliable you are.
The difference between having an excellent credit score compared to a low score could save you thousands of pounds. In fact, the average Brit could save around £19,000 on credit card interest alone across a lifetime – that’s nearly a £1,000 more than the average annual take-home salary in the UK. People who actively manage their scores and keep on top of their money will be rewarded when they apply for financial products. Your credit score affects your life in a lot of different ways other than just …
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Zeek for cheap gift vouchers
I took a look at Zeek today and bought a £25 M&S gift voucher for £20, which is a nice saving. I recall Groupon used to allow you to buy £10 worth of M&S gift vouchers for £5 and who wouldn’t take up that deal? As that Groupon deal hasn’t been around for a while, Zeek is a great alternative.
Another great feature of the Zeek is that you can choose to share a special link and discount code with friends, qualifying you both for a £5 credit when you make your first purchase. If you’d like to share my code and get a free £5 to buy and sell your own vouchers, download the app and enter the code 2AEPJ7RC.
The permanent discount gift voucher site is impressive. I used it for M&S but …
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Brexit holiday spending tips
While it’s still not fully clear how our money will be affected by Brexit, one area where we are likely to notice a difference in our pockets is around holiday spending this summer.
Since the referendum result, exchange rates have dropped against both the dollar and euro. What this means is that you’re now likely to get less dollars or euros than you would last year. At its highest point in the last year, you would have been able to exchange £100 for €143, whereas now you’ll get €119. Likewise with the dollar, at its highest point in the last year, you would have gotten $157 for £100, $26 more than £100 would get you today.
While your pounds may not go as far as they would have last year, there are some savvy ways …
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Claim £177 of cashback this week using CheckoutSmart
If you’ve not heard of CheckoutSmart, this is a neat little way to build up some extra cashback when you do your normal weekly shop, and it’s pretty simple to use. Just open a free account at www.checkoutsmart.com, browse their current offers and pop the products you like the look of in your basket when you go shopping. Upload a photo of your receipt and the cashback gets credited to your account!
Current top offers include:
• Arla Skyr Icelandic style yogurt, 150g, FREE at Sainsbury’s (1 claim of each) • Method washing-up liquid, clementine, £1 cashback at Morrisons • MOMA porridge multipack, 5x70g, £1 cashback at Sainsbury’s • Iams dry cat food £1 cashback at Asda and Waitrose (5 claims) • King Pot Noodle, sausage casserole & sticky ribs, 25p cashback at Tesco (6 …
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Comparing mobile phone contract costs easily
The savvy shoppers amongst us will know that buying a mobile phone outright and taking on a SIM-only contract is usually cheaper than signing up for a pay monthly deal.
But finding out how much cheaper has never been really straight-forward has it? You need to go rooting around in comparison sites because, let’s face it, the networks don’t really want you to spend as little as possible do they?
Well, now there’s a website which will tell you whether or not you are actually getting the best deal for the tariff you require: www.HandsetExpert.com HandsetExpert.com is an independent comparison website dedicated to helping consumers find the cheapest mobile phone deals on offer so you never have to worry about being ripped off again. Like all mobile price comparison sites you can search for deals …
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Original Factory Shop launches complete festival kit for £250
There’s finally some good news for those that have always wanted to go to a festival but could never afford it. A cut-price range of essentials containing all you need to get you through a weekend festival goes on sale today at discount retailer The Original Factory Shop (TOFS).
The range (it’s huge and you don’t need all of it!) includes a waterproof travel rug, pop up tent, air bed and toiletries, and is priced at £246, £167 cheaper than expensive alternatives, and proves that you don’t have to splash the cash to see your favourite bands this summer.
Colourful wellies and designer camping equipment are just some of the things that young people have been known to spend their hard earned cash on to get festival ready.
The £246 festival survival range which saves …
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Six months to get financially fit for Christmas
• June 25th marked the six month countdown to Christmas • Plan ahead financially now to ensure a smoother run up to the big day
With just six months to go until the biggest, and often most expensive, holiday of the year, now is the time to start planning your finances so that you can begin 2017 free from Christmas related money worries.
With summer still ahead of us, many of us will shiver at the thought of planning for tinsel, turkey and gift tags. But thinking about Christmas sooner rather than later could be the difference between a financially red or black January. With this Saturday marking the official six month countdown, planning now will allow you to maximise your savings and reduce last minute stress as Christmas creeps closer.
The good folks at …
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BillHub launches to simplify spliting and managing shared bills
Free-to-use utility billing service, BillHub has launched in the UK. It is designed to allow housemates – from students to young professionals – to split all their monthly bills and keep track of the exact outgoing payments from all parties online or via an app.
The BillHub makes the bill payment process more convenient, transparent and secure for renters. With the number of renters rising, since deposits are getting higher, it’s annoying that one person has to pay the bills and claim money from other occupants, so BillHub could be a great solution.
Users of the platform can mix and match the energy and internet providers they want from a range of providers which BillHub has partnered with – these include energy providers GenRent and Spark Energy, and broadband companies Virgin Media, Plusnet and TenTel. …
