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7 ways to help save money in the new year
So is the season to be skint! Don’t worry as you can splurge now and then cut back in the New Year and here’s some hints about how:
1. Recycle Christmas gifts
Keep all unwanted Christmas gifts that cannot be returned for a refund in the packaging and recycle to save you buying some gifts for people during the year. Be sure to make a note of who the gift was from to avoid giving it back to that person! Keep pretty bows, gift bags and packaging to reuse and avoid buying yourself – under the mattress is a good storage place to keep gift bags nice and flat.
2. Plans for leftover food
According to www.lovefoodhatewaste.com, in the UK we waste £12.5bn every year throwing away food. With a little planning, we could …
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Review of The Martin Lewis Money show
I watched last night’s show, the first in the new series, and thought I would share what I learnt:
- Switch your energy tariffs now – for a typical usage rate of £1,060 , you could switch to a fixed deal of £820. If you want longer term security, Martin mentioned the standard two year fix from isupply at £870. You can also pick a tariff no matter how much you use – Green Star unlimited usage comes in at £1050, perfect for people who are too scared to put their heating on, as they know the price is fixed no matter how long they use it.
- It’s easy to switch – five punters easily switched on the show. Paul who’d been with British Gas with 37 years, because it’s a trusted big name could save
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Five quick tips to help you save money on your beauty regime
With party season around the corner, are you ready to look your best? Here are five quick beauty tips that should save you money and time.
- At home body scrubs: You can easily get silky, smooth skin at home with a homemade body scrub: mix one part olive oil with two parts sugar or salt, then add a few drops of an essential oil (try lavender or grapefruit). Gently massage over your arms and legs before your next shower, then rinse off with warm water.
- Invest in a razor subscription: We all know how much razors can cost and we never know when to purchase a new one. The Dorco Eve 6 razor for women, from £5.45, promises some of the best razor technology around. Not only do Dorco offer exceptional value including free
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Pet health advice line launches reducing number of trips to the vet
A brand new pet health advice service, PetGP (www.pet-gp.co.uk) has launched and wants to save owners across the UK £100s from unnecessary trips to the vet. By avoiding these visits, PetGP claims to save owners time and money and their pet from a potentially stressful experience.
A quick and cost effective way to access expert advice immediately, the helpline will be open twenty-four hours a day, seven days a week and will be answered by qualified vet nurses.
PetGP is the brainchild of Vetsdirect Ltd, the UK’s largest and most trusted helpline for insured pet owners and charities.
PetGP is not designed to replace the vet, who is an essential part of maintaining a pet’s health. Instead, PetGP was set up for two key reasons: to give pet owners peace of mind and …
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Six money saving hacks for your uni going student
With the new university term here already, we’ve compiled a quick and easy list of six money saving hacks to help a student loan stretch further.
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Going out
There are lots of discount cards and vouchers out there, so going out doesn’t need to break the bank. Make sure you’re getting the biggest bang for your going out buck by signing up to any discounts early and tacking advantage of extra savings on student nights.
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Shopping
Plan ahead and keep shopping trips to a minimum to prevent the cost of groceries skyrocketing. Writing shopping lists can save £100s over a term giving you more money to enjoy yourself, with reward cards providing access to extra discounts. As with the first point, take advantage of store vouchers and discounts, NUS extra cardholder can save 10% at …
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5 tips for saving while being green
As the schools have gone back and the memory of those activity-filled summer days force tighter purse strings, cost saving tips are like gold dust for many families, and two a penny.
So here’s a slightly different angle, let’s polish our eco-friendly halos and save money at the same time. Here are five green tips to help save money on household bills whilst achieving a more environmentally-friendly lifestyle.
AIR DRY, NOT HAIR DRY
Tumble dryers and hair dryers aid us in our day-to-day rituals, but to be more energy efficient and save those pennies, why not peg your clothes outside on the line (while there is still chance of sun) and let your hair dry free of direct and artificial heat (I do that virtually every day…just use a bit more conditioner for the smooth …
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Free matched betting software – Team Profit
I have now made £2,700 from matched betting, all tax free since the end of April. I pay Profit Accumulator for their annual subscription, which is around £120, but just found out about a free matched betting software and here’s a short question and answer session on them.
What is Team Profit?
Team Profit is a free to use educational site run by me (Jon) and my friend Sarah. It is aimed at people in the UK looking to make extra money in their spare time.
We teach you how to make £600 risk free from your laptop or mobile, using a betting technique known as ‘matched betting’. To do this, we provide you with tutorial video, step by step guides and live help, all available for free on the website, www.teamprofit.com.
Ok then, so
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How to entertain children at your wedding on a tight budget
We all know weddings are a pricey affair, and hiring expensive entertainers or sitters are not viable options when you’re on a tight budget. Here are 5 of my favourite ways that brides and grooms can have children at their special day without it costing the world.
1. DIY these simple games
Don’t buy games, make them! Here are some handy instructions and a free PDF template for Fill in the Blank. These free printable games like word searches, I Spy, and colouring are amazing for keeping the little ones quiet during the reception. Simply print, provide crayons and they’ll be entertained for hours.
More free printables: • Gorgeous DIY booklet by Lovely Indeed • Wed-Libs by Something Turquoise • Wedding Activity Book by Mockeri • Wedding Printables by The Pretty Blog
2. Wedding Busy
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How to keep saving on your car insurance
How much you pay for insurance can make a sizeable difference to the overall cost of owning a car, so it’s important not to pay more than you need to. I just renewed my premium, so got to thinking that I needed to share some tips on keeping premiums as low as possible. Of course I went to a comparison website and saved over £200 off the quote last year’s provider gave me for renewal, but there are plenty of other things to consider.
Here are our top tips to avoid over-spending on insurance:
Factor in insurance from the start
It’s easy to be seduced by the upfront price of a new car, but remember that it doesn’t include the cost of insuring it for the road.
The more powerful and more valuable your car, …
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How improving your credit score can save you money
Until last summer, 32 million of us had never checked our credit scores, arguably one of the most important numbers in our lives. A credit report and score is like your ‘financial CV’. Essentially they’re used by a bank or lender to assess how reliable you are.
The difference between having an excellent credit score compared to a low score could save you thousands of pounds. In fact, the average Brit could save around £19,000 on credit card interest alone across a lifetime – that’s nearly a £1,000 more than the average annual take-home salary in the UK. People who actively manage their scores and keep on top of their money will be rewarded when they apply for financial products. Your credit score affects your life in a lot of different ways other than just …
