It’s not too late. Christmas is over for another year and hopefully, you received some lovely gifts, but there’s always one…. a gift that is either random, ugly or just plain faulty. You may be asking yourself, can I get a refund?
The short answer is: not without a receipt. With a receipt in-hand, there are some pretty strong and clear consumer rights relating to returns: the 2015 Consumer Rights Act.
Quality of the Product
It goes without saying that products should live up to satisfactory quality, be fit-for-purpose and come just as it was described.
- Satisfactory quality. The word ‘satisfactory’ is a bit ambiguous here but, generally, products shouldn’t come faulty or damaged unless clearly stated (e.g. selling an item for parts). For everything else, it largely depends on the item. Luxury products
One of my favourite Twitter feeds at the moment is @lifetipseasy. I love the practical and really simple tips and quite a few of them are about saving money or using alternative (cheaper) products to fix a problem, and some are even just simply genius.
Here are my favourite tips at the moment from the feed:
1. Measure one of your fingers and memorise the length – now you have an instant ruler.
2. Reduce nail polish clumping by running the polish bottle under hot water for 40-50 seconds.
3. Take a picture of your fridge on your phone, you’ll never struggle to remember what you need to buy at the grocery store!
4. Apples are more powerful than caffeine at helping you stay awake.
5. Want whiter teeth? Gently rub the inside of …
On 3 March, the Two Together Railcard was officially launched.
Now I am a fan as I was one of the people who trialled it when it was being tested a year or so ago in the Midlands.
Basically you and one other person (can be anyone) have to both have your photograph on the card to get the discount on most travel after 9.30 am and on weekends/weekends….even on advance fares.
The card’s benefits made travelling to London cheaper for me definitely. However, since the trial and the official launch, there was a lull of about a year, so I went on the hunt for an alternative.
As most of my travel to work is to London, the Network Rail Card has proved very useful. From Banbury onwards, I get a discount. I did …
Here are 14 quick and easy money saving tips for 2014.
1. Set a realistic budget – the first thing to do is gather all of the information about your income and outgoings and create a realistic budget. Be honest, don’t set yourself goals you know you won’t stick to!
2. Set up your profile on cashback sites – so that any payments are sent directly to a savings account rather than your current account.
3. Always search online for cheaper products – when shopping for any new items take a note of the item and brand – then go online and see if you can find it cheaper. Users of discount code sites like www.discountvouchers.co.uk save on average £1200 a year.*
4. Go over your accounts thoroughly – and check you are not paying …
Do you like my logo? Well I used Fiverr for cheap logo design. For some initial concepts I paid $5 and for the worked up design $35. Well what do you expect? I hunt for bargains after all.
My logo designer is in Japan, but I have worked with people in the Philippines and the US.
My route to Fiverr came via Freelancer.com. Many moons ago, it was called Getafreelancer. I was setting up my business, but needed help at a low cost. I used GetAfreelancer to find admin support help and some design help, but on the whole, the admin people didn’t know what they were doing and the design work was pretty terrible, so I turned to UK designers. Unfortunately, they were often too expensive…..that’s when I found Fiverr.
Basically, I post up …
I am a couponer I must admit. Not an extreme one though. You know the types that can get their shopping for £5 a week and have stacks of stuff that they didn’t really want just because it was free or cost next to nothing – that is too much effort for me.
I do however save coupons, look out for them in the post and in magazines, readily accept them when handed out around town and have no problem rummaging in my bag to save 20p off an item, get a bogof or some free loyalty points on a purchase.
Invariably I have some coupons floating around in my bag or purse at all times. I do cull them and remove the out of date ones. I also stick ones that are not really …
I am a fan of eBay. Before buying anything online, I will see if I can get it on eBay. It’s even more enticing now that I can collect Nectar points for my purchases.
Recently, I picked up a brand new steam generator iron for £50 less than the cheapest online store, and that was Argos. The item has a guarantee card and arrived within a couple of days. I also recently bagged some Berghaus walking boots for £35 inc postage and package. They had been worn but were in fantastic condition (as good as new as far as I was concerned) and better than paying £115 for boots I will wear only a handful of times a year. I buy lots of other things and price is nearly always the reason I choose eBay.…