I have a learner driver in the house so am gathering information about insurance.
I have contacted some industry resources to see what they have to say. You’ve probably heard about a black box, so I got the guys at insurethebox, who make the black boxes, to give me their thoughts and this is what they have to say:
So you’ve passed your test and bought a new car. Well, maybe it’s not new, new, but it’s your first car and you’re ready to hit the road. Not so fast! Now it’s time to choose your car insurance. It’s tempting to just go for the cheapest, but that’s not always the best option.
New drivers are three times more likely to crash in the first three months of their policy, compared to the final …
What’s the cheapest way to insure a 17 year old boy driver? He will drive my car. This was a question I posed last week and got a number of responses. I thought that they were really interesting so wanted to share some of them with you:Read more
- When I was new it worked out cheapest to get my own insurance and for my mum to go down on it as a secondary driver
- We bought our 17 year old daughter a car went through comparison sites and looked up young driver insurance … her as main driver and me and husband as named £344 on Comparethemarket (no black box ) ……. on young driver insurance with black box and me and hubby £1344
- The price of insurance has a number of factors. Postcode, age male/female
Do you want to make some extra cash with your car, without having to drive any more than you normally do?
Car Quids will pay you to place removable adverts on your car for top brands like Pizza Hut, Go Compare and NSPCC. It’s free to sign up and you won’t need to sign a contract to take part.
Why advertise on your car?
1) You earn extra money each month for driving as you normally would
2) You can win bonus prizes (like free pizzas when advertising for Pizza Hut)
3) It’s fun taking part – you’ll spot other cars with ads as you and it sparks conversations with friends and neighbours
How does it work?
After you’ve signed up Car Quids will match you with a brand that wants to advertise in your …
Commuters can find out how many miles they travel getting to and from work every year, and how much they spend on fuel, thanks to a ‘Commuter Calculator’ which has been created by Admiral Car Finance.
The tool also tells users how much time is spent in traffic, what the cost of fuel would be if they owned a newer car and how many songs they listen to on their way to work each year – see some of my results below.
The aim of the Commuter Calculator is to give drivers information and statistics about their annual commute, including the total time spent and how much of that is sat in traffic jams, to help them make an informed decision if they are thinking of purchasing a new car, or are just considering …
It may have taken a while for them to hit the mainstream, but dash cams are now commonplace on UK roads – I have one! New data from retail analysts GfK suggests sales of dash cams have increased by an incredible 671% over the past two years. It is easy to understand why: they are cheap, easy to use and their benefits are immediately clear.
Attached to a vehicle’s dashboard or windscreen to record each journey, dash cams face outwards to replicate the exact view of the driver. Dash cam footage has been accepted and regularly used by the police and UK courts – but insurers are now starting to pay attention.
I bought my car because it gives out low carbon emissions, but to my horror it’s a diesel and now they are not great in terms of air pollution, so I am very interested in eco-driving as it can save the environment and us all money – both in terms of fuel consumption and wear and tear to our cars. According to a study by Fiat (which included 5,700 drivers in five countries), eco-driving saves an average of 15% of fuel costs and greatly reduces maintenance expenses.
There could be enormous benefits to the environment too, as air pollution in the form of emissions could be reduced significantly. The European Climate Change Programme calculated a reduction potential of at least 50 million tons of CO2-emissions in Europe, which could save as much as 20 billion …
So I am a big fan of the shared economy, where you can make money from renting out things you own, think JustPark or AirBNB.
Now can that be done with a car? I asked Richard Laughton CEO of easyCar Club to share some ideas on how to make money from your car.
Most of us own or need access to a car, but is your car working hard enough for you? A huge 96% percent of the time cars are sitting unused, providing great potential to make some extra cash when you’re not driving it. A car can be considered a ‘hidden asset’, capable of bringing in revenue in a number of ways. Here are five ways that could help you earn some extra cash.
Using your car for ads:
One easy way to …
How much you pay for insurance can make a sizeable difference to the overall cost of owning a car, so it’s important not to pay more than you need to. I just renewed my premium, so got to thinking that I needed to share some tips on keeping premiums as low as possible. Of course I went to a comparison website and saved over £200 off the quote last year’s provider gave me for renewal, but there are plenty of other things to consider.
Here are our top tips to avoid over-spending on insurance:
Factor in insurance from the start
It’s easy to be seduced by the upfront price of a new car, but remember that it doesn’t include the cost of insuring it for the road.
The more powerful and more valuable your car, …
Our homes are getting smarter, and now our cars too. They can tell your insurance company whether you are a careful driver and then the insurance guys set your premium accordingly.
Sounds good? Here are some more details. DrivePlus is Direct Line’s telematics insurance policy, which offers drivers of all ages an upfront discount when they take a policy out.
DrivePlus gives customers a driving score which is calculated by analysing driving style, including smoothness, braking and contextual speed and where and when you drive. Users can review their overall driving score and their score for each individual journey to see how they have improved over time. The price of the policy is reviewed at the point of renewal and takes driving scores from the prior year into consideration.
Customers have achieved discounts of up …
Sick of paying for breakdown cover but never using it? Well the AA may have the answer.
I was looking for new cover for my car, and as the last time I called out a recovery service was 1992, I begrudgingly searched the internet. I believe it’s better to be safe than stuck on the M6 on a rainy night with no cover.
Anyway, the smile came back to my face when I found AA’s Basic Breakdown Cover. It 24/7 roadside assistance for breakdowns over 1/4 mile from home. Covers one vehicle for anyone driving it. And here’s the catch…..it’s limited to one call-out a year. Further call-outs available on a pay-for-use basis. Oh well that is just perfect!
They’ll cover any roadworthy vehicle, such as a car, motorbike, van, caravan or minibus as long …