Swinton Insurance shares its simple but effective tips that’ll help you avoid any emergencies in the home, and minimise your bills:
1.Dispel those draughts
Once you’ve warmed up your house, it’s important to try keep the heat in – after all, the more often you have to turn the heating on, the bigger the bill. Make sure no chilly breezes sneak in by filling any gaps around doors with a draught excluder and windows with draught proofing strips.
Insulate and insulate again
Not only will insulating your home keep you warm and toasty, it could cut your energy bills too. Consider the following:
- Cavity wall insulation to avoid losing heat through your walls
- Draught proofing so cold air doesn’t creep in through doors or out through windows
- Floor insulation – make sure gaps in
Our homes are getting smarter, and now our cars too. They can tell your insurance company whether you are a careful driver and then the insurance guys set your premium accordingly.
Sounds good? Here are some more details. DrivePlus is Direct Line’s telematics insurance policy, which offers drivers of all ages an upfront discount when they take a policy out.
DrivePlus gives customers a driving score which is calculated by analysing driving style, including smoothness, braking and contextual speed and where and when you drive. Users can review their overall driving score and their score for each individual journey to see how they have improved over time. The price of the policy is reviewed at the point of renewal and takes driving scores from the prior year into consideration.
Customers have achieved discounts of up …
I have been insured with esure for a few years and have built up a 12 year+ no claims discount, so when I received my car insurance renewal letter, it languished on my desk for a few days and then I called them to renew.
We had a lovely chat about any changes to my circumstances and then the nice gentleman gave me the renewal price – £272. Mmmmh, so chancing my arm, as I can’t resist, I reminded him of my no claims discount, loyalty to the firm and how annoying it was that my premium had gone up by £4 over the last year. Here was, in my opinion, his opportunity to give me some money off….even £10 would have made me more inclined not to take an alternative route…….but no – no …